Assessing the employability of an insured is one of the main issues to be resolved in claims made pursuant to income protection and total and permanent disability (TPD) policies of insurance.

Assessing employability accurately and reliably requires a number of distinct fields of expertise working closely together.

Fields of expertise that are often involved in an assessment of employability may include:

  • Assessing the loss of physical capacity for work
  • Assessing the loss of psychological capacity for work
  • Assessing work relevant work history, educational background and training
  • Assessing the level of activity in accessible labour markets
  • Assessing the earnings of identified work options

At the bottom of this profile are brief details of a number of the experts that Expert Experts represents. Call our office to discuss your requirements and to obtain a recommendation that suits your needs and budget.

Expertise in Action

Earning Capacity Assessments has been a leader in the assessment of employability for 17 years.

ECA designs products and services to meet the particular business process, evidentiary and decision making needs of clients across a range of different areas of law.

While the product names are kept consistent across different areas of personal injury, the specific content of the products and services varies to meet the different specific questions required to be answered in each area of personal injury law.

ECA works closely with a team of experts in all of the fields that are required to produce reliable and accurate estimates of the capacity for work and earning capacity after personal injury.

The link below connect you with the ECA products designed for the requirements of

Sample Reports

For some fields of expertise we have some sample sections of de-identified reports. Please contact our office if you are interested in a sample.


The overall cost of expert opinion depends on the services required. Some of the key factors that affect the cost of advice include:

  • The need for a view or inspection of a location
  • The quantity of documentary material to be reviewed
  • Whether there are reports of other experts to be reviewed and commented on in detail
  • Whether there is a need for conferences with the expert either in person or by telephone/Skype
Relevant Articles Employability Assessments- Raising the industry standard

Employability Assessments (EA) have emerged as a preferred tool to meet the Australian TPD legal and policy requirements regarding assessment of likelihood of employment.

ALUCA Australasian Life Underwriting and Claims Association Inc

ALUCA is an incorporated industry member association for life insurance professionals and service providers

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      Profiles of Experts in Employability assessments

      Below are short profiles of a few experts with expertise in this field.

      • #ID9610

      Psychologist, vocational assessor

      Expert ID9610 has 15 years accreditation as a Registered Psychologist and has extensive experience in the areas of vocational, psychological function and earning capacity assessments in a range of settings including in recruitment, occupational rehabilitation and medico-legal contexts.

      • #ID9608

      Vocational assessor / Work option identification

      Expert ID9608 has extensive clinical rehabilitation experience and in recent years has specialised in the conduct of vocational and earning capacity assessments. In addition to conducting assessment, Expert ID9608 continues to perform case management, to assist with placing injured workers into suitable employment.

      • #ID1133

      Occupational physician

      ​ID1133 has over 25 years of experience in all aspects of occupational health within industry, particularly in task design, ergonomics, injury, risk assessment and management, as well as occupational, workplace based rehabilitation, both as a consultant to industry and as the principal of a private practice.

      Contact us at or give us a call 1300 72 66 55

      Expert Experts sources experts in all disciplines for lawyers, insurers, government, industry and individuals across Australia and internationally.


      Since 2001 Expert Experts have been helping clients across Australia find the right expert to address their evidentiary requirements across many areas of law.

      Let us help you save time and cost.

      Contact Details

      P.O. Box 358
      St Leonards 1590
      Phone: 1300 72 66 55
      Fax: 1300 72 66 33